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Reducing Your Debt

If you have taken steps to manage your debt and have made agreements with your creditors to clear your arrears, then your next step should be to reduce the debt as much as possible.

This will involve reducing your spending to an absolute minimum and making sure you have the maximum amount of income available to you. In this section, we investigate the best ways of doing this, with advice and tips to help you clear your debts quickly, and in some case write them off completely!

Checking Your Finances
Keeping a close eye on your finances will save you money in the long run ...
Minimising Your Outgoings
How to save money on your day-to-day spending ...
Maximising Your Income
Finding ways to supplement your cash ...
Protecting Your Income
Avoiding Orders that allow your creditors get hold of your salary before you ...
Help from the Government
Finding out what benefits you might be entitled to ...
Writing off Debts
The best way of reducing your debts - writing them off altogether ...