Managing Your Debt

If you are having trouble keeping up with repayments, you need to take action now to get debt help. In this section, you'll find useful information on how to deal with your debt - how to transform it into something less threatening and more manageable, something that you can feel that you can finally take on and overcome. We also see where you can go for some good free debt advice.

The first step is to take a good hard look at all your debts, and find a way to prioritise them. There's a look at all the different debts you may have to deal with, and the best way of handling them, from student loans to mortgage payments.

Finally, we examine the different arrangements you can make to solve your debt problems, whether that involves entering a debt management or debt consolidation agreement, contacting your creditors to negotiate a fair repayment plan, or even filing for bankruptcy.

First Steps
Taking the first steps to facing up to and controlling your debt ...
Debts to Tackle
A look at the variety of debts that you might need to clear ...
Making Arrangements
Investigating the ways you can arrange to clear your debts ...