Living Safely with Credit
As a general rule, you should only borrow money to pay for long-term items that will give you benefits for a number of years, such as a house, a car or a major domestic appliance; it's never a good idea to borrow to pay for your day to day living costs.
It is very easy to become dependent on credit unless you are absolutely clear about why you are borrowing, the type of loan you want, who you are borrowing from, how much it will cost you, and the detailed terms and conditions of the loan.
Here you'll find a guide to living with credit safely - the best way to ensure that you never fall into the debt trap again.
